Payday Loans Online Phone Numbers -Pax-Et-Bonum.Net http://www.pax-et-bonum.net// Mon, 02 Mar 2020 01:31:52 +0000 en-US hourly 1 https://wordpress.org/?v=5.5.3 Loan for unemployed people http://www.pax-et-bonum.net//loan-for-unemployed-people/ http://www.pax-et-bonum.net//loan-for-unemployed-people/#respond Mon, 02 Mar 2020 01:31:52 +0000 http://www.pax-et-bonum.net/loan-for-unemployed-people/ When it comes to the question of whether a loan is possible for the unemployed, a basic distinction must be made as to whether it is a loan for ALG I or ALG II recipients. In the former case, additional collateral, high unemployment benefits, a guarantor or a co-applicant can very well help make it possible to grant loans. With an ALG II receiver, however, this is not the case under any circumstances. You can only get a jobless loan if you contact your local job center and can provide a valid reason to borrow.

Loans for ALG I recipients

Loans for ALG I recipients

Neither a German nor a foreign bank makes it easy to get a loan for the unemployed. The loan offers are primarily aimed at employees or civil servants who can demonstrate secure income and positive Credit Bureau information. However, all other groups of people, including self-employed or freelancers, find it very difficult to obtain an installment, consumer or overdraft facility.

Another problem with unemployment benefit is that it is paid regularly but is a social benefit that the bank cannot seize. The latter would in turn be a prerequisite for the unemployment benefit to serve as security for the loan. Since this is not the case, the unemployed must find a solvent guarantor or a co-applicant, who should ideally come from their own family or from their personal circle of friends. Those who own a large fortune or a property can also leave these things as security.

Loans for ALG II recipients

Loans for ALG II recipients

ALG II or Hartz IV recipients have practically only one way to get a loan for the unemployed. If there are urgent repairs or new purchases in the household that cannot be financed from the regular balancing power, you should contact your responsible service manager in the job center and apply for an interest-free and earmarked loan there. The same applies in the event that rental or energy debts exist. They can seriously endanger one’s personal existence and lead to the termination of the apartment or the interruption of the power and energy supply.

It does not have to go that far, however, if the Hartz IV recipient acts in good time and makes an application for the assumption of rent or energy debts or for an interest-free loan.
The repayment modalities are contractually regulated. This applies to both the amount of the installment and the length of the term. In many cases, it makes sense to offset the monthly repayment rates for the loan for the unemployed against the current ALG II benefit.

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Consider a loan for garden design http://www.pax-et-bonum.net//consider-a-loan-for-garden-design/ http://www.pax-et-bonum.net//consider-a-loan-for-garden-design/#respond Fri, 28 Feb 2020 01:41:39 +0000 http://www.pax-et-bonum.net/consider-a-loan-for-garden-design/ Extensive changes as well as one or the other embellishment of the garden can be optimally implemented through a loan for garden design. As a rule, measures or necessary work in this area are very cost-intensive and can rarely be achieved through your own monthly income. A correspondingly high loan can help at this point and create a garden paradise with a high relaxation factor. If you do not have enough of your own savings in your personal savings account, you should consider a loan for garden design and benefit from numerous attractive financing options.

The loan for garden design in the form of construction and real estate financing

The loan for garden design in the form of construction and real estate financing

Consumers can choose to redesign their garden using a classic installment loan or construction or real estate financing. Borrowers benefit from relatively low interest rates and significantly longer terms, particularly when it comes to mortgage lending, if they so wish. Anyone who has been investing in monthly savings rates in a home savings contract for a few years can lend it and gain an additional benefit.

Before such a loan is used for garden design, it is extremely important to compare the conditions of different financial service providers. The variation in the loan amount and the term can have a significant impact on the annual percentage rate. This should receive special attention during the comparison phase. The effective interest rate is not only composed of the nominal interest rate, but also of all costs that arise from a loan for garden design.

Receive the desired funding from a bank

Receive the desired funding from a bank

Many banks offer special loans for the design of the home garden. These can also be used by people who have a rather low income. A fundamental requirement for receiving a loan of this type is neutral to positive Credit Bureau information. In addition, a regular income is an absolute must, so that the respective credit institution can be sure to receive the borrowed money including. If you want to get particularly low interest rates, you should have a company in the region do the work for you. The Bank very much welcomes this approach.

In addition, the banks subsidize all those who plan and ultimately realize their garden from an environmental perspective. Both local banks and direct banks offer special support programs on the Internet. This type of financing is granted in the form of a normal installment loan. Each borrower is free to use it and is therefore not tied to special projects in the garden area.

A lot of information is the best way to get there

A lot of information is the best way to get there

The fact is that the loan for redesigning the garden can be varied and complex. For this reason, those interested in such a loan should definitely take a close look at the various offer models of the financial service providers and not immediately take advantage of the first offer. Platforms for comparisons on the Internet as well as the bank consultant at the local bank can provide support in this context and almost fully take individual needs into account.

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Take out a loan during the retraining http://www.pax-et-bonum.net//take-out-a-loan-during-the-retraining/ http://www.pax-et-bonum.net//take-out-a-loan-during-the-retraining/#respond Mon, 10 Feb 2020 01:59:16 +0000 http://www.pax-et-bonum.net/take-out-a-loan-during-the-retraining/ Retraining is a second apprenticeship that is intended to create new professional opportunities for the consumer. During the retraining, depending on the employer, the consumer has a salary or remuneration, which in practice, however, is not always extensive. However, borrowers are able to take out a loan during the retraining.

Take out a loan during the retraining

Take out a loan during the retraining

The possibilities to take out a loan during the retraining are almost unlimited today, numerous online and direct banks make it possible for people to borrow during the retraining. Since there is a permanent employment relationship during the retraining, the borrower can also provide the necessary collateral for successful repayment.

If you take out a loan during the retraining, you should consider your own financial resources and adapt the loan to your own options, this is the only way to avoid a loan default and to successfully implement a loan during the retraining. Before entering into a contract for a specific offer, borrowers should definitely use a credit comparison on the Internet, financial portals on the Internet open up the possibility of a quick, independent and free comparison with their loan computers.

This should be taken into account when taking out a loan during retraining

This should be taken into account when taking out a loan during retraining

During the retraining, the borrower has limited financial resources in the form of remuneration or salary. Precisely because of the short-term low income, borrowers should definitely agree to adapt the loan to individual requirements as far as possible and, for example, arrange the term and loan amount so that repayment can be carried out without further problems.

In principle, borrowers should always resort to a low loan amount and a short term, since this is the lowest capital commitment for the bank. On the other hand, the borrower must expect a high risk of default because the monthly charge is very high. A long term leads to higher borrowing costs, but the borrower can benefit from significantly more security here and can pay back a loan as well as possible during retraining.

If you decide to borrow during the retraining, you should not avoid concluding a contract before the comparison. Financial portals on the Internet offer the possibility of a quick and objective comparison of several offers with their loan calculators. Taking the term, repayment and usage etc. into account, the borrower is able to determine the best individual offer.

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Credit without Credit Bureau Score – when do you need it? http://www.pax-et-bonum.net//credit-without-credit-bureau-score-when-do-you-need-it/ http://www.pax-et-bonum.net//credit-without-credit-bureau-score-when-do-you-need-it/#respond Sat, 01 Feb 2020 01:31:24 +0000 http://www.pax-et-bonum.net/credit-without-credit-bureau-score-when-do-you-need-it/ The Credit Bureau Score is a value calculated by the loan protection agency with which probability a borrower will repay the loan taken out. The exact formula for calculating the score is unknown, as it is largely certain that two loans within six months and the possession of an unusually large number of credit cards lead to a deterioration. Due to the unclear calculation of the score value, some financial institutions do not take it into account when making their credit decisions.

What credit score needed?

What credit score needed?

In some cases, the score was not taken into account despite obtaining Credit Bureau information

The score is part of every Credit Bureau report, but not all lenders consider it. Since the credit protection association has no information about the income of individual consumers, the probability of punctual credit servicing that it has calculated is only of limited significance. For this reason, various financial institutions only pay attention to possible negative entries and current credit obligations and actually grant the loan applied for without a Credit Bureau Score.

Only a few banks officially announce the waiver of the inclusion of the credit rating figure, although this can give them a competitive advantage given the concerns about the creation of the score. In credit forums, consumers report lending without a Credit Bureau Score after they have obtained their knowledge either from a tip from a bank employee or from their successful loan application despite the low score. Basically, the loan without taking the Credit Bureau Score into account presupposes that the interest rate is the same for all customers, because the bank generally sets the interest rate for credit-related borrowing costs based on the score value.

The score remains unknown for a loan without Credit Bureau

The score remains unknown for a loan without Credit Bureau

Credit Bureau-free lending always leads to a loan without a Credit Bureau Score, since the lender remains hidden from all credit rating data registered by Credit Bureau. Insurance companies waive Credit Bureau demand if their customers lend their own claims for payment. This is fundamentally possible with life insurance and pension insurance, but is actually ruled out in the case of subsidized contracts due to the retroactive withdrawal of the subsidies or tax benefits received on the loan.

Furthermore, Swiss banks do not make a Credit Bureau request before the loan approval and therefore do not receive any data on the score value. A side effect of the Credit Bureau-free loan is that the loan is granted without a Credit Bureau Score impact and is therefore advantageous even with positive Credit Bureau and a planned extensive financing within the next six months.

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Is it difficult to obtain loan during short-time work? http://www.pax-et-bonum.net//is-it-difficult-to-obtain-loan-during-short-time-work/ http://www.pax-et-bonum.net//is-it-difficult-to-obtain-loan-during-short-time-work/#respond Mon, 06 Jan 2020 01:40:10 +0000 http://www.pax-et-bonum.net/is-it-difficult-to-obtain-loan-during-short-time-work/ Short-time work serves as a temporary reduction in working hours to avoid redundancies. The employees affected by this receive partial wage compensation from the short-time work benefit.

The reason for the introduction of short-time work is mostly a temporary lack of orders; in some fields of activity such as the construction industry, the weather conditions contribute to regular seasonal short-time work. The duration of short-time work is generally a maximum of six months, an increase in this period is possible in individual cases. While large companies partially make full use of the limitation, short-time work in smaller companies mostly lasts from a few weeks to two months.

The income relevant to borrowing during short-time work

The income relevant to borrowing during short-time work

A loan should actually be easy to obtain during short-time work, since the time of reduced employment is limited and the employee will then return to his old income afterwards. In fact, most financial institutions base their household accounts on the last or the past three months’ income alone, without taking special effects such as temporary short-time work into account.

If, as is also widespread, they only include income from their main job and no government benefits such as short-time work allowance in the calculation of repayment ability, a loan is difficult to obtain during short-time work. The safest way to successful borrowing is through a bank that takes all income components including short-time allowance into account when making your credit decisions.

Agreeing on a temporary repayment pause is ideal for a loan during short-time work, as it postpones the start of repayment until the point in time when the employee returns to full employment.

Apply for the loan in good time

Apply for the loan in good time

In many companies, there are clearly visible signs of the difficult order situation and an impending short-time phase. This is particularly true in the construction industry, whose employees go through a phase of short-time work of varying lengths depending on the weather in almost every winter. Applying for a loan in time avoids the need to apply for a loan during short-time work.

When calculating the monthly installments to be paid, the borrower takes into account that he is likely to have a reduced income for a few months, so that he chooses a long loan term and correspondingly low monthly charges. An ideal is a loan agreement with the right to make special repayments or to change the monthly installments, which can be used to increase the monthly loan repayment after the end of the short-time work phase.

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Wedding party credit http://www.pax-et-bonum.net//wedding-party-credit/ http://www.pax-et-bonum.net//wedding-party-credit/#respond Fri, 03 Jan 2020 01:44:43 +0000 http://www.pax-et-bonum.net/wedding-party-credit/ The organization of a wedding celebration causes enormous costs for the hospitality of the guests, which can now only rarely be borne by the bride and groom. In addition to entertainment costs, parts of the journey are an important point that is all too often overlooked and later causes extreme financial stress. From this point at the latest, many fiancees consider the loan for the wedding celebration to be extremely attractive or sensible.

There is hardly a bride and groom who would ask their guests to bring their own food and drink to the celebration. In addition, there are only a few restaurants that accept payment in installments for the buffet served. Loving couples who do not have the necessary change for the ceremony can benefit from a loan for the wedding ceremony and realize their wish for a dream wedding.

The credit for the wedding ceremony: a matter for the parents?

The credit for the wedding ceremony: a matter for the parents?

According to an old European tradition, the bride’s parents bear the cost of the wedding and the subsequent celebrations. Such an act is now considered extremely laudable, but no longer appropriate for the times. Many couples choose to bear the cost of their wedding themselves and take out a loan to celebrate the wedding together. In this context, they are convinced that they will relieve their parents and at the same time sustainably strengthen their bond.

Where to get the right loan offers?

Where to get the right loan offers?

Many German credit institutions have given the engaged couple the “attractive” rating when it comes to lending and are offering special loan terms for the upcoming special occasion. Advertising-effective terms, such as “wedding credit” or “marriage credit”, are not uncommon. In contrast to classic consumer loans, loans for the wedding reception are earmarked and the resultant lower interest rates. Despite all promises that look attractive, banks are still not considered the best way to make your own wedding party inexpensive.

The current supply situation shows that many banks grant the right to special repayment on a loan for the celebration of the wedding and give the newlyweds the opportunity to repay the borrowed capital early. The special repayment is particularly useful if the couple can benefit from numerous and at the same time lavish monetary gifts as part of the celebration. If the money received is not required for the purchase of furniture or other important objects, the repayment period can be shortened considerably.

Private credit platforms also offer cheap financing options

Private credit platforms also offer cheap financing options

As an alternative to credit institutions, there are private loan brokerage platforms for taking out loans for wedding receptions. In the context of lending, private financiers are less oriented towards creditworthiness and support the marriage project. However, interest rates are usually much higher, which is why a comparison of the respective options is worthwhile in any case.

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Loan without Credit Bureau information in Germany http://www.pax-et-bonum.net//loan-without-credit-bureau-information-in-germany/ http://www.pax-et-bonum.net//loan-without-credit-bureau-information-in-germany/#respond Tue, 03 Dec 2019 01:08:29 +0000 http://www.pax-et-bonum.net/loan-without-credit-bureau-information-in-germany/ A credit without Credit Bureau information can be a good solution if normal lending is not possible due to negative Credit Bureau entries. Banks in Germany carry out a Credit Bureau query before each loan approval. This shows the credit institutions how it is with the payment behavior of the customer.

The credit without Credit Bureau information and its requirements

The credit without Credit Bureau information and its requirements

The credit without Credit Bureau information is referred to as Swiss credit because this special form of credit is granted by Swiss banks. If a loan without Credit Bureau is being considered, only an application and proof of income are required. Income is the only attachable security that the credit institution has and therefore a salary assignment is usually necessary for the loan if the loan is not repaid.

Before deciding on a loan, the conditions should be checked. The credit business is managed in such a way that no or low repayment collateral is subject to higher interest rates. This can make a loan without Credit Bureau information more expensive than a loan in which Credit Bureau is queried.

One should know about the loan rejection that it is not a harassment of banks, but often the insufficient solvency of the customer is in the foreground. Therefore, borrowing and financial options should be checked by the loan seeker.

Swiss credit and its prospects

Swiss credit and its prospects

In order to prevent over-indebtedness, a Swiss loan is only granted with limited loan amounts. The loan seeker should be aware that if there is a delay in payment, drastic measures are usually taken by the lenders. But if everything is rethought, a loan without Credit Bureau information can certainly bridge a financial bottleneck.

If no Credit Bureau information is obtained, the creditworthiness of the customer is still checked. Swiss banks only grant loans if the customer can present a permanent employment contract and has a regular high income. The income should be above the garnishment limit. The loan amounts are limited and range between 1,000 and 5,000 dollars depending on the credit rating.

The applicant must be of legal age and should be resident in Germany. The borrowing can be done by a credit broker. However, attention should be paid to its seriousness. It shows that there are no upfront costs and no insurance contracts are required.

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Phone payday loans fast -Payday loan by phone same day: quick cash http://www.pax-et-bonum.net//purple-payday-loans/ http://www.pax-et-bonum.net//purple-payday-loans/#respond Mon, 29 Jul 2019 05:49:37 +0000 http://www.pax-et-bonum.net/small-payday-loans-bad-credit-apply-for-an-online-payday-loan-with-bad-credit/ Payday loan by phone same day: quick cash

Borrowing money quickly with a payday loan by phone is the easiest way to quickly take out a loan, so give them a call. There are several advantages to taking out your loan by phone, you not only pay a lower interest rate than with banks, but it is also a lot faster and no personal conversation is needed, everything is handled by email.  Many people are rather hesitant about borrowing money by phone in general. Even with the interest rate now falling, borrowing money continues to be a perilous undertaking for many people. Often, borrowing money has to happen quickly. It is often about an unforeseen expense for which no budget is available, and where a decision must be made quickly. Under such circumstances, people sometimes make unthinking decisions. With a falling interest rate, it is tempting to borrow money quickly.

Falling interested

Falling interest rates push the threshold for many consumers to borrow money quickly without BKR testing. The consequences of this can be annoying. As a consumer, you enjoy less protection without BKR testing. That is why it is good to consider the falling interest rate phenomenon. At first glance, falling interest rates in general and, as a consequence, falling credit rates, only seem to have a positive impact on the average consumer looking for quick ways to get money, whether it’s a revolving credit, a mini loan or a form of borrowing money without a BKR review.

The other side of the counter

On the other side of the counter are the bankers and the lenders. Falling interest rates are not such a good thing for them. After all, the phenomenon means in the long term a substantial loss of income for the agency that provides the loan. This immediately explains why you should also be careful when taking out a loan even in times of falling interest rates. Whether it is borrowing money quickly, revolving credit, a mini loan, or borrowing money without BKR review, for all forms of borrowing money, in general, it is clear that you can only do that if the circumstances are favorable and stable for the provider. Leading Dutch economists such as Edin Mujagic have already pointed out to us that falling interest rates do not always benefit consumers, because low-interest rates also mean that there is less to be earned for banks, credit institutions and lenders in the long term. This can result in loans being granted less quickly.

Borrow money in general

In general, this means that borrowing money has become more difficult for the consumer or starting an entrepreneur who was relatively easy to take out a loan for a smaller amount with the bank or a regular credit institution until a few years ago. At the moment this is already a lot more sensitive, even with a fine-tuned business plan, there are currently many young entrepreneurs who cannot get a loan from the bank, despite their creditworthiness compared to a few years ago did not go backward.

What is the best way to borrow money in times of falling interest?

For short loans, negative interest rates have already been applied in the Netherlands for a few months. But what should we imagine? Little or nothing can be found about the financial products that are presented to the consumer. Let’s see some examples:

The revolving credit

With revolving credit you have the advantage that this loan runs for a longer period of time and that you can use it for various purchases. This form of credit is therefore particularly useful when you know that you are faced with a number of expenses, but do not yet know exactly when you will have to do this. The revolving credit runs potentially over the long term, within which it is not yet certain whether interest rates will fall or rise. Then you have the advantage that a revolving credit that you are now entering into can be repaid prematurely without paying a fine. Currently, the interest rate for revolving credit is around 4.5%. Obviously this is not yet a negative interest rate, but it is a low-interest rate for this form of credit, which means that you will certainly benefit. It is best to request an online quotation so that you can look at what the total cost is at your leisure.

Borrow money without BKR

A BKR test is required to take out a lot of loans in the Netherlands. Yet there are opportunities in the Netherlands to borrow without BKR without this resulting in usury. For example, you can borrow money with a low-interest rate from many municipalities. These services have been specially created to help people with limited financial resources and rejection by the Credit Registration Office. So you borrow money without BKR, but you can be sure that you do not run a big risk. After all, you borrow from an official body, also known as a social bank. Unfortunately, it is necessary that you complete other formalities, and therefore this is not a fast way of borrowing. However, this allows you to borrow in a responsible manner without being dependent on commercial lenders.

The mini loan

Isn’t the sum of money you need that big? Then you might consider taking out a mini loan. A mini-loan often involves an amount between 100 and € 800. Here too, the rule is that the risk for the provider must be minimal. In my view, mini-loans with negative interest rates are not yet available today. Yet here too there is a falling interest rate: on an amount of € 100 you currently pay only € 0.58. Are you faced with the choice to borrow money and do you not know how you want to do that? I recommend that you take a good look at the above options and always keep in mind that borrowing also costs money.

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Need to apply for a loan? http://www.pax-et-bonum.net//need-to-apply-for-a-loan/ http://www.pax-et-bonum.net//need-to-apply-for-a-loan/#respond Mon, 17 Jun 2019 11:25:36 +0000 http://www.pax-et-bonum.net/need-to-apply-for-a-loan/ When you need to apply for a loan, you need to carefully choose the type of loan that best suits your needs. The choice must be evaluated mainly based on the purpose of use of the loan and the amount of installments to be paid.

OneLoan bank provides various channels to evaluate the various types of loans offered to customers and to choose the most suitable one. To learn about the products offered by OneLoan, you can go to a branch, or do a preventive search on the bank’s web channels.

By accessing the bank’s website, you can find the loan types proposed by OneLoan and, by clicking on the ” Find your loan ” item in the top bar, you access an interactive area where, by selecting the purpose of the loan, you are addressed to the most suitable type of product, with the relative form on the conditions envisaged by the loan in question.

OneLoan divides the offer of its loans into three categories:

  • Loans for everyday needs
  • Other loans
  • Home Loans

Let’s see in detail what are the proposals for each category.

LOANS FOR EVERY DAY NEEDS

LOANS FOR EVERY DAY NEEDS

This category includes all those small loans (maximum 50,000 euros) that are needed to meet the daily needs, more or less ordinary. We find in this category, for example, the FastCrediteri, the type of loan most proposed to small current account holders, especially the youngest. It is a small loan, from a minimum of 3,000 to a maximum of 30,000 euros, with a duration of 36 to 84 months, which may be required for the realization of modest projects, such as a journey or the purchase of a ‘car. This type of loan includes a 10.40% Tan and a Taeg variable according to the number of installments. The FastCrediteri also provides the opportunity to take advantage of three interesting options:

  • Installment Jump, which allows you to skip an installment for each calendar year, which will be recovered at the end of the amortization schedule;
  • the Installment Change, which allows the amount of the installment to be changed at any time, and therefore the repayment plan;
  • the Loan Reload, which allows new liquidity to be obtained up to the amount of the initial loan, for a maximum of 3 times over the life of the loan.

Another type of loan for the needs of every day proposed by OneLoan is the Smart Voucher. This is a new type of loan, which consists of a voucher, the value of which can range from 200 to 30,000 euros, which can be used in a single solution or for a maximum of ten goods or services that can be purchased at participating points of sale. On the OneLoan web page you can view the affiliated subjects that accept this voucher, which are mainly clothing stores, ateliers for bridal gowns, children’s shops and more. The repayment plan can range from 12 to 84 months and, if the voucher is used for an amount lower than the agreed amount, the loan will be re-adjusted to the amount actually used.

With OneLoan, if you are current account holders for more than six months, you can request a small loan, from 1000 euros to a maximum of 5000 euros, directly from the Mobile Banking app. This product is called FastCrediteri Easy and allows, with a few simple steps with a smartphone, if the bank gives a positive result, to see the amount requested credited in real time. This type of financing has a fixed fixed rate of 6.90% and a variable TAEG depending on the repayment plan, which can be from 12 to 36 months.

FastCrediteri Compact, on the other hand, is the name of a type of loan proposed by OneLoan, which allows, in a range that goes from a loan of 3000 euros to 50,000 euros, to combine old loans, stipulated also with other banks and financial institutions, to have one monthly installment. With this product you can request an additional liquidity that will redefine the repayment plan, which varies from 36 to 120 months with the application of a fixed Tan of 10.40% and a maximum Taeg of 12.30%. It is also possible to request the activation of the life / damage policy Creditor Protection, which protects the ability to repay the loan in the event of unforeseen events, such as the loss of employment.

This loan category also includes the one based on the Cession of the Fifth. It is a product aimed at public and private employees and INPS pensioners, and allows you to get a loan that is repaid through the institution or company that pays the salary or pension.

OTHER OneLoan LOANS

OTHER OneLoan LOANS

OneLoan offers some types of loans to carry out small or large projects. One of these is the FastCrediteri Mini, a modest loan, from 1500 to 3000 euros, with a repayment plan of 12 to 36 months.

For larger amounts, however, there is FastCrediteri Top. This is a product that allows you to obtain liquidity from € 31,000 to € 75,000 for the realization of personal projects, without the obligation to provide real guarantees. The maximum repayment plan is 120 months, with a fixed Tan not mentioned on the site.
It is also possible to apply for a loan without undergoing property investigations, but by pledging an object of value. There are 35 OneLoan branches that deal with granting pawn loans throughout Italy. In this case the bank undertakes, with the relevant contract, to keep the pledged asset in adequately protected environments.

In this category you can also find two products designed specifically for education. The first is the FastCrediteri Master, a personal loan from 2000 to 15,000 euros which is used to pay university or professional masters, with a repayment plan up to 8 years and with the possibility of using a pre-amortization that would allow, for the first three years, to pay interest only.

The other product proposed by the bank is OneLoan. This is a real honorary loan for university studies for a maximum amount of 27,700 euros for the period of the course of study, aimed at students of EU or non-EU citizenship residing in Italy. At the end of the studies, the amount actually used, together with the accrued interest, will be transformed into a personal loan with a repayment plan from 12 to 180 months. Once the cycle of studies is completed, it is also possible to ask for a “grace period” of two years before starting to repay the loan, during which other interests will accrue. The institutions affiliated with this type of loan are the Alma Graduate School, the Polytechnic of Milan, the Johns Hopkins University, the Bocconi University of Milan, the University of Bologna and the Luiss University of Rome.

LOANS FOR THE HOUSE

LOANS FOR THE HOUSE

Finally, OneLoan bank offers three loan solutions for the purchase or renovation of the home. One of these is called Home Loan and it is not a mortgage, but a personal loan from 5000 to 100,000 euros to finance the purchase of a house or land. The repayment plan can range from 36 to 120 months at a rate that remains fixed for the duration of the loan.

To carry out some work at home, instead, there is the Personal Restructuring Loan, valid both for the first and for the second home. The amount disbursed is between 5,000 and 100,000 euros repayable from 3 to 10 years and for this type of loan tax benefits are provided and a subsidized TAN of 6.5%.

Finally, for energy redevelopment interventions, OneLoan proposes a special loan, with which it is possible to have between 5000 and 75,000 euros to install, for example, photovoltaic panels or eco-compatible building elements. This type of loan also provides for tax breaks and a fixed 6.5% tax.

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Imperia Loans: financing trend http://www.pax-et-bonum.net//imperia-loans-financing-trend/ http://www.pax-et-bonum.net//imperia-loans-financing-trend/#respond Fri, 31 May 2019 10:56:10 +0000 http://www.pax-et-bonum.net/imperia-loans-financing-trend/ What is the most requested loan in Imperia? Consult the current data on the lending sector in Imperia. The surveys are based on 31,504 estimates calculated by the users of Facile.it, residing in the Province of Imperia in the last quarter, unless otherwise indicated.

Most requested loan types in Imperia

Most requested loan types in Imperia

The purpose of financing most requested by the inhabitants of Imperia in April-June 2019 was Used cars, chosen by 19.67% of customers. Following, the most requested types of loans were Home Restructuring and Liquidity.

Data based on a sample of 31,504 estimates calculated in the last quarter by the users of Facile.it with residence in Imperia.

Imperia: the amounts financed

The average amount of loans requested from Imperia in the April-June 2019 quarter is € 15,021.

Data based on a sample of 31,504 estimates calculated in the last quarter by the users of Facile.it with residence in Imperia.

The duration of the most requested loans in Imperia

The loans requested from Imperia in the April-June 2019 quarter had an average duration of 59 months.

Data based on a sample of 31,504 estimates calculated in the last quarter by the users of Facile.it with residence in Imperia.

Imperia: the average age of applicants

Imperia: the average age of applicants

The average age of those who requested a loan from Imperia in the April-June 2019 quarter is 48 years.

Data based on a sample of 31,504 estimates calculated in the last quarter by the users of Facile.it with residence in Imperia.

The most requested loans in Imperia

The best loans to Imperia in the quarter April-June 2019 in terms of requests from users were:

  • Used cars
  • Home renovation
  • Liquid assets
  • Other
  • New cars / km0
  • Debt consolidation
  • Real estate purchase
  • Furniture
  • Used bikes
  • Marriage and ceremonies
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